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Monterey Benefits, LLC. Employee Benefits Consultants
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Steve Grady

Monterey Benefits, LLC has assembled the finest staff of benefits professionals whose experience is matched by their integrity and intelligence.

Steve Grady, your Monterey Benefits representative, is no exception. Steve's management and insurance experience was obtained from Fortune 500 organizations such as Baxter International, American Hospital Supply, Caremark and The Gates Rubber Company. Steve's past positions, including an international assignment were General Manager, Vice President of Marketing & Sales along with a Management Committee appointment (Executive Board Member- International Subsidiary). At each position Steve was directly accountable for the recruitment and retention of personnel.

Steve was heavily involved with health insurance carriers and providers during the inception of "Managed Care". Later Steve worked with clinicians and business professionals to formulate "Disease State Management" programs. The development of new business models within the managed care arena also included the design, implementation and evaluation of new pricing methodology between health insurance carriers and providers.

  • MBA - Thunderbird – School of Global Management
  • BS Finance - Arizona State University
  • Business Strategy - Michael Porter (Harvard)
  • Business Negotiations - James K. Sebenius (Harvard)
  • Succeeding at Business Transformation - Michael Hammer (MIT)
  • Healthcare Reform – Presents on behalf of the Mountain States Employer Council - compliance
  • English & Spanish Language Capabilities
  • Former Advisory Council Member – National: United Healthcare, Arizona: BCBS AZ, CIGNA, Aetna and Delta Dental

Jim Bissonett – Arizona and Minnesota

Jim joined Monterey Benefits LLC in 2005 and has been providing corporate employee benefit consulting services since 1981. Jim's background includes all areas of Health and Welfare, Retirement Plans and Health Prevention and Wellness.

Guiding principals for Mr. Bissonett include:

  • Focusing on client needs
  • An emphasis on problem solving and the delivery of quality services through creativity, accuracy, thoroughness and timeliness;
  • Proactive rather than reactive consulting; keeping clients informed of benefit issues as they emerge
  • Outstanding communication skills, good business sense and excellent technical abilities.

Licenses and Memberships:
  • Life and Health license, Property and Casualty license, Securities Series 7, Registered Investment Advisor and Registered Health Underwriter.
  • Board of Directors for Northern Association of Professional Provider Organizations
  • Board of Directors for State Business for Health Care Market Reform
  • Member of Health Data Institute Task Force, NAHU
  • Spoke/presented to: the State Chamber of Commerce, CEO Council of Growing Companies, The Collaborative, Association of Builders and Contractors, Association of Health Underwriters, and other various community and business groups.
  • Past President of Edina Chamber of Commerce
  • Past President ( two terms) of Eden Prairie Rotary Club
  • Volunteer/Mission for Compassion International
  • Current Member of Pinnacle Peak Rotary Club of Scottsdale, Arizona
  • Past Board and current Member of Freedom Club (PAC)

Jennifer Sherman

Jennifer's professional experience was obtained from organizations such as IKON Office Solutions and University of Phoenix/Apollo Group. Jennifer's most recent experience focused on Account Management within the Technology and Higher Education industries.

Jennifer's focus as an Account Manager is to support clients with their benefit needs. She is dedicated to exceptional customer service and works diligently to support all persons involved in the benefit plan strategy, design, and financial performance for a client.

  • BS Management University of Phoenix
  • Insurance Licenses: Life, Accident and Health
  • United Advantage - Knowledge Institute

Jenny McElroy

Jenny's work experience is comprised of health insurance carriers and information system consulting firms. Actual work experience is comprised of organizations such as Health Net / QualMed, Blue Cross and Blue Shield of Colorado, Pricewaterhouse / Coopers & Lybrand, Electronic Data Systems (EDS) and American Management Systems.

  • BS Business - University of Arizona
  • Certified Information Systems Auditor 1984 - 2002
  • Information Security Managers Symposium - MIS Training Institute
  • Administering Windows NT - Executrain
  • NetWare 4.1 Administration and Novell GroupWise 4.1 - Executrain
  • ISO 9000 Education
  • Malcolm Baldrige Quality Award and Total Quality Management Training / Implementation

Carol T. Antal

Carol is a financial professional with over 10 years of experience. Her management and accounting experience was obtained from one of New Jersey's largest banks.

As the Assistant Vice President of the Mortgage Servicing Department, she managed the Real Estate Tax accounting, Insurance Processing, Investor reporting and Collection Management functions. She developed strong business partnerships with investors. She is an analytical problem solver, team builder and was consistently recognized as leading a unit providing outstanding customer service.

Early in her career, Carol was an accountant in the Treasurer's Department. She was responsible for the preparation of both internal and external financial statements. She was a liaison with external and internal auditors, including preparation of formal responses to findings.

  • BS Accounting (cum Laude) – Fairleigh Dickinson University
  • Insurance Licenses: Life, Accident and Health

Susan Rienzo

Susan's background has been focused on marketing, specifically research and analysis. Her professional experience incorporates consumer food products companies, research agencies, and the real estate field, including having obtained a New Jersey real estate license.

Most recently she has facilitated the transition process for dental practices being put up for sale, including comprehensive practice analyses and marketing support. She also acted as liaison between dentists and potential buyers.

  • BS Business/Marketing, French minor (summa cum laude) - Montclair State College
  • Insurance Licenses: Life, Accident and Health



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